You Have Options. Let’s Find the One That Fits.

Real estate and financial guidance in Virginia since 1985. Honest answers, no pressure.

We have been providing real estate and financial guidance since 1985. Our work is built on trust, not pressure. Sometimes there is limited time and you feel pressured. We will not add pressure, and we will respond.

When homeowners face financial hardship, they deserve honest answers and options, not sales tactics or manipulation.

Your options

Each option below has its own page with more detail.

  • Selling for cash — speed and certainty, at below market value.
  • Private loans — faster financing from a private lender, on different terms.
  • Reverse mortgages — convert equity into cash or income at age 62 or older, without selling.
  • Foreclosure — the timeline, your rights, and what can still be done.
  • Bankruptcy — how it affects a foreclosure in Virginia.

There are other options that are possible once an evaluation of your unique circumstances has been done, including selling in a traditional process and refinancing with a traditional bank loan. See Options.

When Your Home Is on the Line

A Steady, Judgment-Free Advocate in Your Corner

We work with homeowners who are facing financial hardship. We will walk you through every option in plain language, speak with your lender where that helps, and give you the time to make a calm, informed decision instead of a rushed one.

You will get straight answers, no pressure, and a plan you actually understand. The decision about your home stays yours, and we will make sure you have everything you need to make it with confidence.

A homeowner talking through their options at the kitchen table

In these troubled times, professional expertise is what everyone needs

We are associated with lenders, contractors, investors, attorneys, moving companies, cleaning companies and other helpful services.

We work with people when they are selling or financing their property. Often the decision to sell or obtain financing is due to changes in your life.

Our mission is simple: to provide clear information, compassionate guidance and professional real estate expertise, so you can make decisions that are right for you.

I invite you to contact me to explore what is possible for you.

Contact Shep Saltzman

For a confidential conversation about your situation and all of your options.

Shep Saltzman — Principal Broker, Ashbrooke Realty, LLC
11870 Sunrise Valley Drive, Suite 100
Reston, VA 20191
Call or text (703) 448-1313
realshep@gmail.com

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